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International travel medical insurance
IMG Patriot Lite Travel Medical Insurance
IMG Patriot Platinum Travel Medical Insurance
IMG Patriot Platinum Travel Medical Insurance
Individual & Family short term medical illnesses & accidents coverage available from 5 days up to 2 years. Max Limits $1 million. Emergency medical evacuation up to $1 million. Medical Evacuation Insurance Travel Medical Insurance
IMG Patriot Platinum Travel Medical Insurance
IMG Patriot Platinum Travel Medical Insurance
IMG Patriot Platinum Travel Medical Insurance
Individual & Family short term medical illnesses & accidents coverage available from 5 days up to 3 years. Max Limits $8 million. Emergency medical evacuation up to policy maximum. travel medical insurance
IMG Student Health Advantage Platinum
IMG Patriot Platinum Travel Medical Insurance
IMG Student Health Advantage Platinum
Individual (Student) short term medical illnesses & accidents coverage available from one month up to 5 years for educational programs. Max Limits $1 million. Emergency medical evacuation up to $500,000 policy maximum. student travel medical insurance
GeoBlue Voyager Choice
GeoBlue Navigator for Student
IMG Student Health Advantage Platinum
Individual & Family short term medical illnesses & accidents coverage available up to 6 months. Max Limits $1 million. Emergency medical evacuation up to $500,000. travel medical insurance
GeoBlue Trekker Multi-Trip
GeoBlue Navigator for Student
GeoBlue Navigator for Student
Individual & Family short term medical illnesses & accidents coverage for unlimited trips outside the USA in a 12 month period. Max Limits $1 million. Emergency medical evacuation up to $500,000. travel medical insurance
GeoBlue Navigator for Student
GeoBlue Navigator for Student
GeoBlue Navigator for Student
Individual (Student) short term medical illnesses & accidents coverage available by annual renewal and enrolled in an educational program. Age limit is 74. Max Limits Unlimited. Emergency medical evacuation up to $250,000 policy maximum. travel medical insurance
Out of Country is Out of Network
Do you need special insurance while traveling abroad? Yes, your domestic medical plan has limits and exclusions on international coverage. The USA domestic health plan covers your Deductible & Out of Pocket expenses as Out of Network when you are Out of the Country. How high is your plans Out of Network Deductible and Out of Pocket? Does the plan have limits or exclusions for coverage, services and locations when you are Out of the Country?
What does international travel insurance cover?
Medical Insurance
Assistance Services
Assistance Services
What should you look for in travel medical insurance?
- Single or Multi Trip
- What is the geographic area cover? What areas are not covered? Coverage different for treatment received within the US & Canada.
- Policy Maximum / Coverage Limits
- Deductible / Excess (Individual / Family)
- Co-Insurance / Out of Pocket Maximum (Individual / Family)
- In-Patient (Hospital/clinic) including professional services
- Out-Patient including professional services.
- Rx / Prescription - refills, replacements
- Pre-Certification - Waived for International?
- Emergency Room
- Local Ambulance / Transfers
- Pre-Existing Conditions & Limitation
Medical Evacuation & Repatriation
This might be included in the policy or as a rider. What is the maximum per incident? What is covered?
- Medical
- Repatriation
- Political / Security
- Natural Disaster
Assistance Services
Assistance Services
Assistance Services
- Service Center 24/7/365
- Language Assistance
- Referral to English speaking, western-trained physicians.
- Doctor and Hospital Network Size and Verification
- Direct payment to both Hospitals and Doctors
- Claims & Reimbursement
- Medical and Drug translation & Drug Equivalency Guide
Sports & Activities Coverage
Do you have to buy the rider? Check what is covered and what is not covered with both the base policy and rider.
- Example: Skiing might be covered in the base policy but Heli-skiing is not covered.
Typically non-contact amateur athletics is covered. Contact sports, professional sports and activities are not covered.
What is the best travel medical insurance plan for international travel? The plan should cover medical, assistance and evacuation worldwide.
What is the average cost of international travel medical insurance? The cost depends on several factors including age nationality and destination.
Assistance | Medical Insurance | Evacuation
Domestic Insurance & Government plans may not pay outside the country or have reduced coverage. Your provider may not have the ability to pay the hospital / doctor directly. You would be required to pay the full invoice and then get reimbursed from your insurance provider. In many countries payment in full is required before you can leave the hospital or country.
(International / Abroad = Outside the country of residence.)
Medical Evacuations can range from $30,000 to over $300,000 per incident.
Authorized Agent for GeoBlue.
GeoBlue is an independent licensee of the Blue Cross and Blue Shield Association..
Authorized Agent for IMG
IMG Global, International Medical Group , Sirius International Insurance company.