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International travel medical insurance

Assistance | Medical Insurance | Evacuation

Domestic Insurance & Government plans may not pay outside the country or have reduced coverage. Your provider may not have the ability to pay the hospital / doctor directly. You would be required to pay the full invoice and then get reimbursed from your insurance provider.  In many countries payment in full is required before you can leave the hospital or country.

 (International / Abroad = Outside the country of residence.)


Out of Country is Out of Network

Deductible & Out of Pocket expenses are considered Out of Network. How high is your plan Out of Network Deductible and Out of Pocket? Does the plan have limits or exclusions for coverage, services and locations?

International Travel Medical & Security Evacuation Insurance Political and Natural Disasters

Medical Evacuations can range from $30,000 to over $300,000 per incident.

out of country is out of network

IMG Patriot Lite Travel Medical Insurance

IMG Patriot Platinum Travel Medical Insurance

IMG Patriot Platinum Travel Medical Insurance

Individual & Family short term medical illnesses & accidents coverage available from 5 days up to 2 years.  Max Limits $1 million. Emergency medical evacuation up to $1 million. Medical Evacuation Insurance Travel Medical Insurance

IMG Patriot Lite

IMG Patriot Platinum Travel Medical Insurance

IMG Patriot Platinum Travel Medical Insurance

IMG Patriot Platinum Travel Medical Insurance

Individual & Family short term medical illnesses & accidents coverage available from 5 days up to 3 years.  Max Limits $8 million. Emergency medical evacuation up to policy maximum. 


IMG Patriot Platinum

IMG Student Health Advantage Platinum

IMG Patriot Platinum Travel Medical Insurance

IMG Student Health Advantage Platinum

Individual  (Student) short term medical illnesses & accidents coverage available from one month  up to 5 years for educational programs.  Max Limits $1 million. Emergency medical evacuation up to $500,000 policy maximum. 

IMG Student Health Advantage Platinum

GeoBlue Voyager Choice

GeoBlue Navigator for Student

IMG Student Health Advantage Platinum

Individual & Family short term medical illnesses & accidents coverage available up to 6 months.  Max Limits $1 million. Emergency medical evacuation up to $500,000. 


GeoBlue Voyager Choice

GeoBlue Trekker Multi-Trip

GeoBlue Navigator for Student

GeoBlue Navigator for Student

Individual & Family  short term medical illnesses & accidents coverage for unlimited trips outside the USA in a 12 month period.   Max Limits $1 million. Emergency medical evacuation up to $500,000. 

Geoblue Trekker Multi-Trip

GeoBlue Navigator for Student

GeoBlue Navigator for Student

GeoBlue Navigator for Student

Individual  (Student) short term medical illnesses & accidents coverage available by annual renewal and enrolled in an educational program.  Age limit is 74.  Max Limits Unlimited. Emergency medical evacuation up to $250,000 policy maximum.  

GeoBlue Navigator for Student

What do most people forget to purchase? International Travel Medical Insurance

What do most people forget to purchase? International Travel Medical Insurance

What do most people forget to purchase? International Travel Medical Insurance

What do most people forget to purchase? International Travel Medical Insurance

What do most people forget to purchase? International Travel Medical Insurance

What do most people forget to purchase? International Travel Medical Insurance

Services

Medical Insurance

Assistance Services

Assistance Services

  • Single or Multi Trip 
  • What is the geographic area cover? What areas are not covered? Coverage different for treatment received within the US & Canada.
  • Policy Maximum / Coverage Limits
  • Deductible / Excess (Individual / Family)
  • Co-Insurance / Out of Pocket Maximum (Individual / Family) 
  • In-Patient (Hospital/clinic) including professional services
  • Out-Patient including professional services.
  • Rx / Prescription - refills, replacements
  • Pre-Certification - Waived for International?
  • Emergency Room
  • Local Ambulance / Transfers 
  • Pre-Existing Conditions & Limitation


Medical Evacuation & Repatriation

What is the maximum per incident? What is covered?

  • Medical
  • Repatriation
  • Political
  • Natural Disaster  

Assistance Services

Assistance Services

Assistance Services

  • Service Center 24/7/365
  • Language Assistance 
  • Referral to English speaking, western-trained physicians. 
  • Doctor and Hospital Network Size and Verification 
  • Direct payment to both Hospitals and Doctors
  • Claims & Reimbursement 
  • Medical and Drug translation & Drug Equivalency Guide


Sports & Activities Coverage

Do you have to buy the rider?  Check what is covered and what is not covered with both the base policy and rider.

  • Example: Skiing might be covered in the base policy but Heli-skiing is not covered. 


Typically non-contact amateur athletics is covered. Contact sports, professional sports and activities are not covered.



GeoBlue Travel Insurance GeoBlue Voyager single trip insurance Geoblue Trekker Multi trip insurance

Authorized Agent for GeoBlue.

GeoBlue is an independent  licensee of the Blue Cross and Blue Shield Association..

IMG International travel medical insurance evacuation insurance  IMG Platinum IMG Plus IMG Lite

Authorized Agent for IMG

IMG Global,  International Medical Group , Sirius International Insurance company.


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